Luxury Senior Living in India

A typical middle-class individual works hard throughout life—either as an employee or while building a business in India’s highly challenging economic environment. Around 30% of their income is paid as direct taxes, 40-50%% goes toward living expenses, and the remaining 20%-30% is usually saved for retirement.

Within that 40-50%, one must manage house rent, children’s education, transportation, and household expenses. It’s not easy. Unlike Western countries—where high taxes are justified by access to public healthcare and elderly support—India offers limited state support for its aging population. We cannot entirely blame the government either, as it has many mouths to feed, and direct taxpayers, who make up just around 3% of India’s population, are often not the top priority.

As retirement approaches, individuals often use their savings to buy a home. However, nearly 45% of the property cost is lost to various taxes, duties, cess, and fees, offering real value of only around 55%. This home is often intended as a gift for their children, who often do not appreciate it—especially if it’s not in the same city or convenient for their work or lifestyle.

In old age, many find themselves living on a tight budget, with health issues mounting, children settled elsewhere, and often alone. Running a household becomes a daily struggle, especially with the unreliability of domestic help. Safety concerns increase, prompting many to register with elder-care helplines for emergency support.

NEMA Eldercare: A New Way of Living

NEMA Eldercare presents an alternate lifestyle—one rich in social engagement, independence, and comfort. There's no need to buy property, especially when children may not value it. Instead of paying EMIs or rising maintenance fees, seniors can choose NEMA’s Private Luxury Senior Living Homes in India, paying a monthly lease and service charge that covers nearly everything they need.

At NEMA, residents enjoy community life with like-minded seniors. There’s a strong sense of security and companionship. Residents receive nutritious meals tailored to their preferences, daily housekeeping, laundry services, and 24/7 access to trained nurses and care attendants—ensuring support whenever needed.

Care Across Aging Stages

As people age, healthcare needs change. Seniors can begin their stay with NEMA’s Independent Living Program, ideal for individuals aged 60 to 75 who are generally healthy and self-reliant. As their needs evolve, they can transition to Assisted Living, which offers personalized care based on health conditions, including dedicated attendants and nursing support. Should hospitalization be required, NEMA’s healthcare staff coordinates and supports every step.

True to the philosophy of “aging in place,” NEMA ensures all services necessary for dignified aging are available under one roof.

Smart Financial Planning for Retirement

Financial sustainability is a major concern for many elderly individuals. Consider the cost of purchasing a decent 3BHK apartment in Delhi-NCR—it could cost up to ₹2-3 crore (20-30 million INR). The monthly rent for such a property is around ₹60,000, offering a return of just 2.5% annually. After taxes, maintenance, and broker fees, the effective return is even lower.

In contrast, if that ₹2 crore were invested in bank fixed deposits, a senior citizen could receive up to ₹125,000 per month in interest—a more liquid and secure option. Meanwhile, maintaining a 3BHK apartment (including maintenance fees, electricity, groceries, and domestic help) can cost ₹40,000–₹50,000 per month, with no added benefits of safety, healthcare, or community.

When you compare this with the comprehensive and cost-effective lifestyle offered by NEMA, the benefits become clear. NEMA provides not just living space, but quality of life—something difficult to achieve alone in an isolated apartment.

NEMA Eldercare humbly offers a dignified, fulfilling, and luxurious alternative for senior living in India.

You’ve worked hard all your life. You deserve a retirement that reflects the same care and effort you’ve put into your journey